Your house is probably your proudest possession and your biggest commitment. You have to take care of it in any way possible. You probably don't want to consider the idea of losing it. But accidents could happen at any time, and when they do, you need a lifeline to help you protect the home and your investment in it. That's why homeowners insurance can help you out.

To get a quote on professionally-backed homeowners coverage that offers quality assurance and affordability, contact Dave Millet Insurance Agency now!

All Homes Insured

Here in southern Louisiana, we know just how important it is to everyone to safeguard the property that they have worked so hard to buy, build and maintain. With homeowners insurance, you get help when unforeseeable damages occur on your property or involve you or one of your family members.

We don't want to see your entire lifestyle turned upside down just because damaging accidents happen on the property. So, whether you have an old or new home, vacation residence, mobile home or rental property, we'll make sure your policy addresses your personal needs.

Product Availability

Houses cost money to buy and maintain. That's why we guarantee all our customers that we'll help you get top-rated policies that address your family's homeowners insurance needs in the best possible ways.

Your policy can include perks like:

Dwelling Insurance
Other Structures Coverage
Property Damage Liability Insurance
Bodily Injury Liability Insurance
Medical Payments Coverage
Loss of Use Insurance
Scheduled Items Insurance
Liability Legal Assistance

Flood Insurance Options

Homeowners insurance does not cover most instances of home flooding, except water damage from accidents like burst pipes. Flood insurance — a separate policy — will help you pay for the losses related to events like storm surge, river swells or flash flooding. Given this area's significant flood risks, you might have a requirement to buy flood insurance.

You can request your flood insurance quote here.

Your Home Insurance Questions Answered

Among our network of more than 15 insurance partners, we can help you find protection that addresses the greatest diversity of your insurance needs. Our policy options will include favorable terms along with cost benefits that will help you meet all of your budgetary goals.

Do I have to buy certain coverage?

Your mortgage lender will likely require you to buy certain coverage.

In many cases, they will also require you to pay your homeowners insurance premium from your mortgage equity account, at the same time you pay the mortgage. In some cases, however, you can pay your premium and your mortgage separately. Talk to your lender about their specific requirements.

What should I look for when buying home insurance?

Your policy should offer at least enough coverage to protect the full value of your home, so you can afford to rebuild it in case a total loss occurs.

What is the average cost of homeowners insurance?

Homeowners insurance premiums vary, but the more coverage you buy, the more your policy might cost. However, don't let an increasing cost deter you from buying enough coverage to protect the home. The premium's cost is always going to be lower than the cost out-of-pocket if you don't have it.

How do I get the best deal on home insurance?

By letting a professional insurance agent help you choose your policy, you can guarantee that you always wind up with the appropriate coverage. Your policy will address your coverage needs, but we'll make sure you keep it affordable.

Dave Millet Insurance Agency's representatives are experts at comparing policy perks to make sure your coverage doesn't cut corners, but that also falls in line with your budgetary goals.

Call us now at (504) 556-0809 or request a policy quote for free right here, right now!